diff --git a/app/PaymentDrivers/Forte/ACH.php b/app/PaymentDrivers/Forte/ACH.php
index 1a35cf1060..a60e30fd6c 100644
--- a/app/PaymentDrivers/Forte/ACH.php
+++ b/app/PaymentDrivers/Forte/ACH.php
@@ -61,21 +61,63 @@ class ACH implements LivewireMethodInterface
 
     public function authorizeResponse(Request $request)
     {
-        $payment_meta = new \stdClass();
-        $payment_meta->brand = (string)ctrans('texts.ach');
-        $payment_meta->last4 = (string) $request->last_4;
-        $payment_meta->exp_year = '-';
-        $payment_meta->type = GatewayType::BANK_TRANSFER;
+        $cst = $this->forte->findOrCreateCustomer();
+
+        $name = $request->account_holder_name;
 
         $data = [
-            'payment_meta' => $payment_meta,
-            'token' => $request->one_time_token,
-            'payment_method_id' => $request->gateway_type_id,
+            "notes" => $request->account_holder_name,
+            "echeck" => [
+                "one_time_token" => $request->one_time_token,
+                "account_holder" => $request->account_holder_name,
+                "account_type" => "checking"
+                ],
         ];
 
-        $this->forte->storeGatewayToken($data);
+        $response = $this->forte->stubRequest()
+            ->post("{$this->forte->baseUri()}/organizations/{$this->forte->getOrganisationId()}/locations/{$this->forte->getLocationId()}/customers/{$cst}/paymethods", $data);
+
+        if ($response->successful()) {
+
+            $token = $response->object();
+
+            $payment_meta = new \stdClass();
+            $payment_meta->exp_month = (string) '';
+            $payment_meta->exp_year = (string) '';
+            $payment_meta->brand = (string) 'ACH';
+            $payment_meta->last4 = (string) $request->last_4;
+            $payment_meta->type = GatewayType::BANK_TRANSFER;
+
+            $data = [
+                'payment_meta' => $payment_meta,
+                'token' => $token->paymethod_token,
+                'payment_method_id' => GatewayType::BANK_TRANSFER,
+            ];
+
+            $this->forte->storeGatewayToken($data, ['gateway_customer_reference' => $cst]);
+
+            return redirect()->route('client.payment_methods.index')->withSuccess('Payment Method added.');
+
+        }
+
+        $error = $response->object();
+        $message = [
+            'server_message' => $error->response->response_desc,
+            'server_response' => $response->json(),
+            'data' => $data,
+        ];
+
+        SystemLogger::dispatch(
+            $message,
+            SystemLog::CATEGORY_GATEWAY_RESPONSE,
+            SystemLog::EVENT_GATEWAY_FAILURE,
+            SystemLog::TYPE_FORTE,
+            $this->forte->client,
+            $this->forte->client->company,
+        );
+
+        throw new \App\Exceptions\PaymentFailed("Unable to store payment method: {$error->response->response_desc}", 400);
 
-        return redirect()->route('client.payment_methods.index')->withSuccess('Payment Method added.');
     }
 
     public function paymentView(array $data)
diff --git a/app/PaymentDrivers/FortePaymentDriver.php b/app/PaymentDrivers/FortePaymentDriver.php
index 3021f1603b..d64233a9f6 100644
--- a/app/PaymentDrivers/FortePaymentDriver.php
+++ b/app/PaymentDrivers/FortePaymentDriver.php
@@ -210,7 +210,9 @@ class FortePaymentDriver extends BaseDriver
                     ->withHeaders(['X-Forte-Auth-Organization-Id' => $forte_organization_id])
                     ->get("{$forte_base_uri}/organizations/{$forte_organization_id}/locations/{$forte_location_id}/customers/");
 
-        return $response->successful() ? 'ok' : 'error';
+        $error = $response->json()['response']['response_desc'] ?? 'error';
+        
+        return $response->successful() ? 'ok' : $error;
 
     }
 
@@ -275,6 +277,12 @@ class FortePaymentDriver extends BaseDriver
             ],
         ];
 
+        if($cgt->gateway_type_id == GatewayType::BANK_TRANSFER) {
+            $data["echeck"] = [
+                "sec_code" => "WEB",
+            ];
+        }
+
         if ($fee_total > 0) {
             $data["service_fee_amount"] = $fee_total;
         }
diff --git a/composer.lock b/composer.lock
index 607f05a138..5a98877264 100644
--- a/composer.lock
+++ b/composer.lock
@@ -2274,16 +2274,16 @@
         },
         {
             "name": "egulias/email-validator",
-            "version": "4.0.3",
+            "version": "4.0.4",
             "source": {
                 "type": "git",
                 "url": "https://github.com/egulias/EmailValidator.git",
-                "reference": "b115554301161fa21467629f1e1391c1936de517"
+                "reference": "d42c8731f0624ad6bdc8d3e5e9a4524f68801cfa"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/egulias/EmailValidator/zipball/b115554301161fa21467629f1e1391c1936de517",
-                "reference": "b115554301161fa21467629f1e1391c1936de517",
+                "url": "https://api.github.com/repos/egulias/EmailValidator/zipball/d42c8731f0624ad6bdc8d3e5e9a4524f68801cfa",
+                "reference": "d42c8731f0624ad6bdc8d3e5e9a4524f68801cfa",
                 "shasum": ""
             },
             "require": {
@@ -2329,7 +2329,7 @@
             ],
             "support": {
                 "issues": "https://github.com/egulias/EmailValidator/issues",
-                "source": "https://github.com/egulias/EmailValidator/tree/4.0.3"
+                "source": "https://github.com/egulias/EmailValidator/tree/4.0.4"
             },
             "funding": [
                 {
@@ -2337,7 +2337,7 @@
                     "type": "github"
                 }
             ],
-            "time": "2024-12-27T00:36:43+00:00"
+            "time": "2025-03-06T22:45:56+00:00"
         },
         {
             "name": "elastic/transport",
@@ -4696,16 +4696,16 @@
         },
         {
             "name": "jean85/pretty-package-versions",
-            "version": "2.1.0",
+            "version": "2.1.1",
             "source": {
                 "type": "git",
                 "url": "https://github.com/Jean85/pretty-package-versions.git",
-                "reference": "3c4e5f62ba8d7de1734312e4fff32f67a8daaf10"
+                "reference": "4d7aa5dab42e2a76d99559706022885de0e18e1a"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/Jean85/pretty-package-versions/zipball/3c4e5f62ba8d7de1734312e4fff32f67a8daaf10",
-                "reference": "3c4e5f62ba8d7de1734312e4fff32f67a8daaf10",
+                "url": "https://api.github.com/repos/Jean85/pretty-package-versions/zipball/4d7aa5dab42e2a76d99559706022885de0e18e1a",
+                "reference": "4d7aa5dab42e2a76d99559706022885de0e18e1a",
                 "shasum": ""
             },
             "require": {
@@ -4715,8 +4715,9 @@
             "require-dev": {
                 "friendsofphp/php-cs-fixer": "^3.2",
                 "jean85/composer-provided-replaced-stub-package": "^1.0",
-                "phpstan/phpstan": "^1.4",
+                "phpstan/phpstan": "^2.0",
                 "phpunit/phpunit": "^7.5|^8.5|^9.6",
+                "rector/rector": "^2.0",
                 "vimeo/psalm": "^4.3 || ^5.0"
             },
             "type": "library",
@@ -4749,9 +4750,9 @@
             ],
             "support": {
                 "issues": "https://github.com/Jean85/pretty-package-versions/issues",
-                "source": "https://github.com/Jean85/pretty-package-versions/tree/2.1.0"
+                "source": "https://github.com/Jean85/pretty-package-versions/tree/2.1.1"
             },
-            "time": "2024-11-18T16:19:46+00:00"
+            "time": "2025-03-19T14:43:43+00:00"
         },
         {
             "name": "jms/metadata",
@@ -7500,16 +7501,16 @@
         },
         {
             "name": "monolog/monolog",
-            "version": "3.8.1",
+            "version": "3.9.0",
             "source": {
                 "type": "git",
                 "url": "https://github.com/Seldaek/monolog.git",
-                "reference": "aef6ee73a77a66e404dd6540934a9ef1b3c855b4"
+                "reference": "10d85740180ecba7896c87e06a166e0c95a0e3b6"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/Seldaek/monolog/zipball/aef6ee73a77a66e404dd6540934a9ef1b3c855b4",
-                "reference": "aef6ee73a77a66e404dd6540934a9ef1b3c855b4",
+                "url": "https://api.github.com/repos/Seldaek/monolog/zipball/10d85740180ecba7896c87e06a166e0c95a0e3b6",
+                "reference": "10d85740180ecba7896c87e06a166e0c95a0e3b6",
                 "shasum": ""
             },
             "require": {
@@ -7587,7 +7588,7 @@
             ],
             "support": {
                 "issues": "https://github.com/Seldaek/monolog/issues",
-                "source": "https://github.com/Seldaek/monolog/tree/3.8.1"
+                "source": "https://github.com/Seldaek/monolog/tree/3.9.0"
             },
             "funding": [
                 {
@@ -7599,7 +7600,7 @@
                     "type": "tidelift"
                 }
             ],
-            "time": "2024-12-05T17:15:07+00:00"
+            "time": "2025-03-24T10:02:05+00:00"
         },
         {
             "name": "mpdf/mpdf",
@@ -10701,16 +10702,16 @@
         },
         {
             "name": "ramsey/collection",
-            "version": "2.1.0",
+            "version": "2.1.1",
             "source": {
                 "type": "git",
                 "url": "https://github.com/ramsey/collection.git",
-                "reference": "3c5990b8a5e0b79cd1cf11c2dc1229e58e93f109"
+                "reference": "344572933ad0181accbf4ba763e85a0306a8c5e2"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/ramsey/collection/zipball/3c5990b8a5e0b79cd1cf11c2dc1229e58e93f109",
-                "reference": "3c5990b8a5e0b79cd1cf11c2dc1229e58e93f109",
+                "url": "https://api.github.com/repos/ramsey/collection/zipball/344572933ad0181accbf4ba763e85a0306a8c5e2",
+                "reference": "344572933ad0181accbf4ba763e85a0306a8c5e2",
                 "shasum": ""
             },
             "require": {
@@ -10771,9 +10772,9 @@
             ],
             "support": {
                 "issues": "https://github.com/ramsey/collection/issues",
-                "source": "https://github.com/ramsey/collection/tree/2.1.0"
+                "source": "https://github.com/ramsey/collection/tree/2.1.1"
             },
-            "time": "2025-03-02T04:48:29+00:00"
+            "time": "2025-03-22T05:38:12+00:00"
         },
         {
             "name": "ramsey/uuid",
@@ -10869,16 +10870,16 @@
         },
         {
             "name": "razorpay/razorpay",
-            "version": "2.9.0",
+            "version": "2.9.1",
             "source": {
                 "type": "git",
                 "url": "https://github.com/razorpay/razorpay-php.git",
-                "reference": "a3d7c2bcb416091edd6a76eb5a7600eaf00ac837"
+                "reference": "d5e49ef12c4862f6bc8003f87f79b942a9dd3a8b"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/razorpay/razorpay-php/zipball/a3d7c2bcb416091edd6a76eb5a7600eaf00ac837",
-                "reference": "a3d7c2bcb416091edd6a76eb5a7600eaf00ac837",
+                "url": "https://api.github.com/repos/razorpay/razorpay-php/zipball/d5e49ef12c4862f6bc8003f87f79b942a9dd3a8b",
+                "reference": "d5e49ef12c4862f6bc8003f87f79b942a9dd3a8b",
                 "shasum": ""
             },
             "require": {
@@ -10930,7 +10931,7 @@
                 "issues": "https://github.com/Razorpay/razorpay-php/issues",
                 "source": "https://github.com/Razorpay/razorpay-php"
             },
-            "time": "2023-12-18T04:19:46+00:00"
+            "time": "2025-03-20T12:51:47+00:00"
         },
         {
             "name": "rmccue/requests",
@@ -11021,16 +11022,16 @@
         },
         {
             "name": "sabberworm/php-css-parser",
-            "version": "v8.7.0",
+            "version": "v8.8.0",
             "source": {
                 "type": "git",
                 "url": "https://github.com/MyIntervals/PHP-CSS-Parser.git",
-                "reference": "f414ff953002a9b18e3a116f5e462c56f21237cf"
+                "reference": "3de493bdddfd1f051249af725c7e0d2c38fed740"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/MyIntervals/PHP-CSS-Parser/zipball/f414ff953002a9b18e3a116f5e462c56f21237cf",
-                "reference": "f414ff953002a9b18e3a116f5e462c56f21237cf",
+                "url": "https://api.github.com/repos/MyIntervals/PHP-CSS-Parser/zipball/3de493bdddfd1f051249af725c7e0d2c38fed740",
+                "reference": "3de493bdddfd1f051249af725c7e0d2c38fed740",
                 "shasum": ""
             },
             "require": {
@@ -11038,7 +11039,7 @@
                 "php": "^5.6.20 || ^7.0.0 || ~8.0.0 || ~8.1.0 || ~8.2.0 || ~8.3.0 || ~8.4.0"
             },
             "require-dev": {
-                "phpunit/phpunit": "5.7.27 || 6.5.14 || 7.5.20 || 8.5.40"
+                "phpunit/phpunit": "5.7.27 || 6.5.14 || 7.5.20 || 8.5.41"
             },
             "suggest": {
                 "ext-mbstring": "for parsing UTF-8 CSS"
@@ -11080,9 +11081,9 @@
             ],
             "support": {
                 "issues": "https://github.com/MyIntervals/PHP-CSS-Parser/issues",
-                "source": "https://github.com/MyIntervals/PHP-CSS-Parser/tree/v8.7.0"
+                "source": "https://github.com/MyIntervals/PHP-CSS-Parser/tree/v8.8.0"
             },
-            "time": "2024-10-27T17:38:32+00:00"
+            "time": "2025-03-23T17:59:05+00:00"
         },
         {
             "name": "sabre/uri",
@@ -17432,16 +17433,16 @@
         },
         {
             "name": "composer/class-map-generator",
-            "version": "1.6.0",
+            "version": "1.6.1",
             "source": {
                 "type": "git",
                 "url": "https://github.com/composer/class-map-generator.git",
-                "reference": "ffe442c5974c44a9343e37a0abcb1cc37319f5b9"
+                "reference": "134b705ddb0025d397d8318a75825fe3c9d1da34"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/composer/class-map-generator/zipball/ffe442c5974c44a9343e37a0abcb1cc37319f5b9",
-                "reference": "ffe442c5974c44a9343e37a0abcb1cc37319f5b9",
+                "url": "https://api.github.com/repos/composer/class-map-generator/zipball/134b705ddb0025d397d8318a75825fe3c9d1da34",
+                "reference": "134b705ddb0025d397d8318a75825fe3c9d1da34",
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             },
             "require": {
@@ -17485,7 +17486,7 @@
             ],
             "support": {
                 "issues": "https://github.com/composer/class-map-generator/issues",
-                "source": "https://github.com/composer/class-map-generator/tree/1.6.0"
+                "source": "https://github.com/composer/class-map-generator/tree/1.6.1"
             },
             "funding": [
                 {
@@ -17501,7 +17502,7 @@
                     "type": "tidelift"
                 }
             ],
-            "time": "2025-02-05T10:05:34+00:00"
+            "time": "2025-03-24T13:50:44+00:00"
         },
         {
             "name": "composer/semver",
@@ -17831,16 +17832,16 @@
         },
         {
             "name": "friendsofphp/php-cs-fixer",
-            "version": "v3.72.0",
+            "version": "v3.73.1",
             "source": {
                 "type": "git",
                 "url": "https://github.com/PHP-CS-Fixer/PHP-CS-Fixer.git",
-                "reference": "900389362c43d116fee1ffc51f7878145fa61b57"
+                "reference": "ffcb8200a42045e65049af7910cfd022f631b064"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/PHP-CS-Fixer/PHP-CS-Fixer/zipball/900389362c43d116fee1ffc51f7878145fa61b57",
-                "reference": "900389362c43d116fee1ffc51f7878145fa61b57",
+                "url": "https://api.github.com/repos/PHP-CS-Fixer/PHP-CS-Fixer/zipball/ffcb8200a42045e65049af7910cfd022f631b064",
+                "reference": "ffcb8200a42045e65049af7910cfd022f631b064",
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@@ -17848,6 +17849,7 @@
                 "composer/semver": "^3.4",
                 "composer/xdebug-handler": "^3.0.3",
                 "ext-filter": "*",
+                "ext-hash": "*",
                 "ext-json": "*",
                 "ext-tokenizer": "*",
                 "fidry/cpu-core-counter": "^1.2",
@@ -17922,7 +17924,7 @@
             ],
             "support": {
                 "issues": "https://github.com/PHP-CS-Fixer/PHP-CS-Fixer/issues",
-                "source": "https://github.com/PHP-CS-Fixer/PHP-CS-Fixer/tree/v3.72.0"
+                "source": "https://github.com/PHP-CS-Fixer/PHP-CS-Fixer/tree/v3.73.1"
             },
             "funding": [
                 {
@@ -17930,7 +17932,7 @@
                     "type": "github"
                 }
             ],
-            "time": "2025-03-13T11:25:37+00:00"
+            "time": "2025-03-19T23:42:16+00:00"
         },
         {
             "name": "hamcrest/hamcrest-php",
@@ -18547,16 +18549,16 @@
         },
         {
             "name": "phpstan/phpstan",
-            "version": "1.12.21",
+            "version": "1.12.23",
             "source": {
                 "type": "git",
                 "url": "https://github.com/phpstan/phpstan.git",
-                "reference": "14276fdef70575106a3392a4ed553c06a984df28"
+                "reference": "29201e7a743a6ab36f91394eab51889a82631428"
             },
             "dist": {
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-                "url": "https://api.github.com/repos/phpstan/phpstan/zipball/14276fdef70575106a3392a4ed553c06a984df28",
-                "reference": "14276fdef70575106a3392a4ed553c06a984df28",
+                "url": "https://api.github.com/repos/phpstan/phpstan/zipball/29201e7a743a6ab36f91394eab51889a82631428",
+                "reference": "29201e7a743a6ab36f91394eab51889a82631428",
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@@ -18601,7 +18603,7 @@
                     "type": "github"
                 }
             ],
-            "time": "2025-03-09T09:24:50+00:00"
+            "time": "2025-03-23T14:57:32+00:00"
         },
         {
             "name": "phpunit/php-code-coverage",
@@ -18928,16 +18930,16 @@
         },
         {
             "name": "phpunit/phpunit",
-            "version": "11.5.13",
+            "version": "11.5.15",
             "source": {
                 "type": "git",
                 "url": "https://github.com/sebastianbergmann/phpunit.git",
-                "reference": "3bbb8d54b3a6718e51fd48cd478079f5f49b82bd"
+                "reference": "4b6a4ee654e5e0c5e1f17e2f83c0f4c91dee1f9c"
             },
             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/sebastianbergmann/phpunit/zipball/3bbb8d54b3a6718e51fd48cd478079f5f49b82bd",
-                "reference": "3bbb8d54b3a6718e51fd48cd478079f5f49b82bd",
+                "url": "https://api.github.com/repos/sebastianbergmann/phpunit/zipball/4b6a4ee654e5e0c5e1f17e2f83c0f4c91dee1f9c",
+                "reference": "4b6a4ee654e5e0c5e1f17e2f83c0f4c91dee1f9c",
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             },
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@@ -18957,7 +18959,7 @@
                 "phpunit/php-text-template": "^4.0.1",
                 "phpunit/php-timer": "^7.0.1",
                 "sebastian/cli-parser": "^3.0.2",
-                "sebastian/code-unit": "^3.0.2",
+                "sebastian/code-unit": "^3.0.3",
                 "sebastian/comparator": "^6.3.1",
                 "sebastian/diff": "^6.0.2",
                 "sebastian/environment": "^7.2.0",
@@ -19009,7 +19011,7 @@
             "support": {
                 "issues": "https://github.com/sebastianbergmann/phpunit/issues",
                 "security": "https://github.com/sebastianbergmann/phpunit/security/policy",
-                "source": "https://github.com/sebastianbergmann/phpunit/tree/11.5.13"
+                "source": "https://github.com/sebastianbergmann/phpunit/tree/11.5.15"
             },
             "funding": [
                 {
@@ -19025,7 +19027,7 @@
                     "type": "tidelift"
                 }
             ],
-            "time": "2025-03-18T13:41:57+00:00"
+            "time": "2025-03-23T16:02:11+00:00"
         },
         {
             "name": "react/cache",
@@ -19612,16 +19614,16 @@
         },
         {
             "name": "sebastian/code-unit",
-            "version": "3.0.2",
+            "version": "3.0.3",
             "source": {
                 "type": "git",
                 "url": "https://github.com/sebastianbergmann/code-unit.git",
-                "reference": "ee88b0cdbe74cf8dd3b54940ff17643c0d6543ca"
+                "reference": "54391c61e4af8078e5b276ab082b6d3c54c9ad64"
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             "dist": {
                 "type": "zip",
-                "url": "https://api.github.com/repos/sebastianbergmann/code-unit/zipball/ee88b0cdbe74cf8dd3b54940ff17643c0d6543ca",
-                "reference": "ee88b0cdbe74cf8dd3b54940ff17643c0d6543ca",
+                "url": "https://api.github.com/repos/sebastianbergmann/code-unit/zipball/54391c61e4af8078e5b276ab082b6d3c54c9ad64",
+                "reference": "54391c61e4af8078e5b276ab082b6d3c54c9ad64",
                 "shasum": ""
             },
             "require": {
@@ -19657,7 +19659,7 @@
             "support": {
                 "issues": "https://github.com/sebastianbergmann/code-unit/issues",
                 "security": "https://github.com/sebastianbergmann/code-unit/security/policy",
-                "source": "https://github.com/sebastianbergmann/code-unit/tree/3.0.2"
+                "source": "https://github.com/sebastianbergmann/code-unit/tree/3.0.3"
             },
             "funding": [
                 {
@@ -19665,7 +19667,7 @@
                     "type": "github"
                 }
             ],
-            "time": "2024-12-12T09:59:06+00:00"
+            "time": "2025-03-19T07:56:08+00:00"
         },
         {
             "name": "sebastian/code-unit-reverse-lookup",