diff --git a/VERSION.txt b/VERSION.txt
index cc6fcd0425..574a01bf27 100644
--- a/VERSION.txt
+++ b/VERSION.txt
@@ -1 +1 @@
-5.10.46
\ No newline at end of file
+5.10.47
\ No newline at end of file
diff --git a/app/DataMapper/Tax/BaseRule.php b/app/DataMapper/Tax/BaseRule.php
index b0e6011440..862c7c03a5 100644
--- a/app/DataMapper/Tax/BaseRule.php
+++ b/app/DataMapper/Tax/BaseRule.php
@@ -316,7 +316,8 @@ class BaseRule implements RuleInterface
 
             return $this;
 
-        } elseif($this->client_region == 'AU') { //these are defaults and are only stubbed out for now, for AU we can actually remove these
+        } 
+        elseif($this->client_region == 'AU') { //these are defaults and are only stubbed out for now, for AU we can actually remove these
 
             $this->tax_rate1 = $this->client->company->tax_data->regions->AU->subregions->AU->tax_rate;
             $this->tax_name1 = $this->client->company->tax_data->regions->AU->subregions->AU->tax_name;
@@ -346,6 +347,10 @@ class BaseRule implements RuleInterface
                     $this->tax_rate1 = $this->client->company->tax_data->regions->{$this->client_region}->subregions->{$company_country_code}->tax_rate;
                     $this->tax_name1 = $this->client->company->tax_data->regions->{$this->client_region}->subregions->{$company_country_code}->tax_name;
                 }
+                elseif($is_over_threshold){
+                    $this->tax_rate1 = $this->client->company->tax_data->regions->{$this->client_region}->subregions->{$this->client_subregion}->tax_rate;
+                    $this->tax_name1 = $this->client->company->tax_data->regions->{$this->client_region}->subregions->{$this->client_subregion}->tax_name;
+                }
             }
             else {
                 $this->tax_rate1 = $this->client->company->tax_data->regions->{$this->client_region}->subregions->{$this->client_subregion}->tax_rate;
diff --git a/app/Http/Controllers/Bank/NordigenController.php b/app/Http/Controllers/Bank/NordigenController.php
index 5e6764ecb0..d02a3cea87 100644
--- a/app/Http/Controllers/Bank/NordigenController.php
+++ b/app/Http/Controllers/Bank/NordigenController.php
@@ -218,6 +218,9 @@ class NordigenController extends BaseController
 
             $nordigen_account = $nordigen->getAccount($nordigenAccountId);
 
+            if(!$nordigen_account)
+                continue;
+
             $existing_bank_integration = BankIntegration::withTrashed()->where('nordigen_account_id', $nordigen_account['id'])->where('company_id', $company->id)->where('is_deleted', 0)->first();
 
             if (!$existing_bank_integration) {
diff --git a/app/Http/Controllers/EInvoiceController.php b/app/Http/Controllers/EInvoiceController.php
index 634a8475dc..4fa623eae4 100644
--- a/app/Http/Controllers/EInvoiceController.php
+++ b/app/Http/Controllers/EInvoiceController.php
@@ -127,15 +127,15 @@ class EInvoiceController extends BaseController
          * @var \App\Models\Company
          */
         $company = auth()->user()->company();
-
+        
         $response = \Illuminate\Support\Facades\Http::baseUrl(config('ninja.hosted_ninja_url'))
             ->withHeaders([
                 'Content-Type' => 'application/json',
                 'Accept' => 'application/json',
+                'X-EInvoice-Token' => $company->account->e_invoicing_token,
             ])
             ->post('/api/einvoice/quota', data: [
                 'license_key' => config('ninja.license_key'),
-                'e_invoicing_token' => $company->account->e_invoicing_token,
                 'account_key' => $company->account->key,
             ]);
 
diff --git a/app/Http/Controllers/EInvoicePeppolController.php b/app/Http/Controllers/EInvoicePeppolController.php
index 8e704b4182..f74a42e9a3 100644
--- a/app/Http/Controllers/EInvoicePeppolController.php
+++ b/app/Http/Controllers/EInvoicePeppolController.php
@@ -11,6 +11,7 @@
 
 namespace App\Http\Controllers;
 
+use App\Utils\Ninja;
 use Http;
 use Illuminate\Http\JsonResponse;
 use Illuminate\Http\Response;
@@ -79,14 +80,23 @@ class EInvoicePeppolController extends BaseController
     {
         $company = auth()->user()->company();
 
+        $headers = [
+            'Content-Type' => 'application/json',
+            'Accept' => 'application/json',
+        ];
+
+        if (Ninja::isSelfHost()) {
+            $headers['X-EInvoice-Token'] = $company->account->e_invoicing_token;
+        }
+
+        if (Ninja::isHosted()) {
+            $headers['X-EInvoice-Secret'] = config('ninja.hosted_einvoice_secret');
+        }
+
         $response = Http::baseUrl(config('ninja.hosted_ninja_url'))
-            ->withHeaders([
-                'Content-Type' => 'application/json',
-                'Accept' => 'application/json',
-            ])
+            ->withHeaders($headers)
             ->post('/api/einvoice/peppol/legal_entity', data: [
                 'legal_entity_id' => $company->legal_entity_id,
-                'e_invoicing_token' => $company->account->e_invoicing_token,
             ]);
 
         return response()->json($response->json(), 200);
@@ -107,17 +117,26 @@ class EInvoicePeppolController extends BaseController
          */
         $company = auth()->user()->company();
 
+        $headers = [
+            'Content-Type' => 'application/json',
+            'Accept' => 'application/json',
+        ];
+
+        if (Ninja::isSelfHost()) {
+            $headers['X-EInvoice-Token'] = $company->account->e_invoicing_token;
+        }
+
+        if (Ninja::isHosted()) {
+            $headers['X-EInvoice-Secret'] = config('ninja.hosted_einvoice_secret');
+        }
+
         $response = Http::baseUrl(config('ninja.hosted_ninja_url'))
-            ->withHeaders([
-                'Content-Type' => 'application/json',
-                'Accept' => 'application/json',
-            ])
+            ->withHeaders($headers)
             ->post('/api/einvoice/peppol/setup', data: [
                 ...$request->validated(),
                 'classification' => $request->classification ?? $company->settings->classification,
                 'vat_number' => $request->vat_number ?? $company->settings->vat_number,
                 'id_number' => $request->id_number ?? $company->settings->id_number,
-                'e_invoicing_token' => $company->account->e_invoicing_token,
             ]);
 
         if ($response->successful()) {
@@ -169,15 +188,24 @@ class EInvoicePeppolController extends BaseController
     {
         $company = auth()->user()->company();
 
+        $headers = [
+            'Content-Type' => 'application/json',
+            'Accept' => 'application/json',
+        ];
+
+        if (Ninja::isSelfHost()) {
+            $headers['X-EInvoice-Token'] = $company->account->e_invoicing_token;
+        }
+
+        if (Ninja::isHosted()) {
+            $headers['X-EInvoice-Secret'] = config('ninja.hosted_einvoice_secret');
+        }
+
         $response = Http::baseUrl(config('ninja.hosted_ninja_url'))
-            ->withHeaders([
-                'Content-Type' => 'application/json',
-                'Accept' => 'application/json',
-            ])
+            ->withHeaders($headers)
             ->put('/api/einvoice/peppol/update', data: [
                 ...$request->validated(),
                 'legal_entity_id' => $company->legal_entity_id,
-                'e_invoicing_token' => $company->account->e_invoicing_token,
             ]);
 
         if ($response->successful()) {
@@ -209,15 +237,26 @@ class EInvoicePeppolController extends BaseController
          */
         $company = auth()->user()->company();
 
+        $headers = [
+            'Content-Type' => 'application/json',
+            'Accept' => 'application/json',
+        ];
+
+        if (Ninja::isSelfHost()) {
+            $headers['X-EInvoice-Token'] = $company->account->e_invoicing_token;
+        }
+
+        if (Ninja::isHosted()) {
+            $headers['X-EInvoice-Secret'] = config('ninja.hosted_einvoice_secret');
+        }
+
+        nlog($headers);
+
         $response = Http::baseUrl(config('ninja.hosted_ninja_url'))
-            ->withHeaders([
-                'Content-Type' => 'application/json',
-                'Accept' => 'application/json',
-            ])
+            ->withHeaders($headers)
             ->post('/api/einvoice/peppol/disconnect', data: [
                 'company_key' => $company->company_key,
                 'legal_entity_id' => $company->legal_entity_id,
-                'e_invoicing_token' => $company->account->e_invoicing_token,
             ]);
 
         if ($response->successful()) {
@@ -234,6 +273,8 @@ class EInvoicePeppolController extends BaseController
             return response()->noContent();
         }
 
+        nlog($response->status());
+
         return response()->noContent(status: 500);
     }
 
diff --git a/app/Livewire/TasksTable.php b/app/Livewire/TasksTable.php
index d3d68faecd..34954ef060 100644
--- a/app/Livewire/TasksTable.php
+++ b/app/Livewire/TasksTable.php
@@ -54,7 +54,7 @@ class TasksTable extends Component
 
         return render('components.livewire.tasks-table', [
             'tasks' => $query,
-            'show_item_description' => auth()->guard('contact')->user()->company->invoice_task_item_description ?? false,
+            'show_item_description' => auth()->guard('contact')->user()->client->getSetting("show_task_item_description"),
         ]);
     }
 }
diff --git a/app/Services/EDocument/Gateway/Storecove/StorecoveAdapter.php b/app/Services/EDocument/Gateway/Storecove/StorecoveAdapter.php
index dd061b0bd8..f5e06c1153 100644
--- a/app/Services/EDocument/Gateway/Storecove/StorecoveAdapter.php
+++ b/app/Services/EDocument/Gateway/Storecove/StorecoveAdapter.php
@@ -118,16 +118,13 @@ class StorecoveAdapter
     public function transform($invoice): self
     {
         $this->ninja_invoice = $invoice;
-
         $serializer = $this->getSerializer();
 
-
         /** Currently - due to class structures, the serialization process goes like this:
          * 
          * e-invoice => Peppol -> XML -> Peppol Decoded -> encode to Peppol -> deserialize to Storecove
          */
         $p = (new Peppol($invoice))->run()->toXml();
-
         $context = [
             DateTimeNormalizer::FORMAT_KEY => 'Y-m-d',
             AbstractObjectNormalizer::SKIP_NULL_VALUES => true,
@@ -135,13 +132,12 @@ class StorecoveAdapter
 
         $e = new \InvoiceNinja\EInvoice\EInvoice();
         $peppolInvoice = $e->decode('Peppol', $p, 'xml');
-
         $parent = \App\Services\EDocument\Gateway\Storecove\Models\Invoice::class;
         $peppolInvoice = $e->encode($peppolInvoice, 'json');
         $this->storecove_invoice = $serializer->deserialize($peppolInvoice, $parent, 'json', $context);
 
         $this->buildNexus();
-       
+
         return $this;
 
     }
@@ -395,6 +391,8 @@ class StorecoveAdapter
                     // B2C under threshold - origin country VAT
                     $this->nexus = $company_country_code;
                 }
+            } elseif ($is_over_threshold && !in_array($company_country_code, $eu_countries)){
+                    $this->nexus = $client_country_code;
             } else {
                 nlog("B2B with valid vat");
                 // B2B with valid VAT - origin country
@@ -422,7 +420,7 @@ class StorecoveAdapter
 
     private function setupDestinationVAT($client_country_code):self
     {
-        nlog("configuring destination tax");
+        
         $this->storecove_invoice->setConsumerTaxMode(true);
         $id = $this->ninja_invoice->company->tax_data->regions->EU->subregions->{$client_country_code}->vat_number;
         $scheme = $this->storecove->router->setInvoice($this->ninja_invoice)->resolveTaxScheme($client_country_code, $this->ninja_invoice->client->classification ?? 'individual');
diff --git a/app/Services/EDocument/Standards/Peppol.php b/app/Services/EDocument/Standards/Peppol.php
index 1274518ea0..e643617451 100644
--- a/app/Services/EDocument/Standards/Peppol.php
+++ b/app/Services/EDocument/Standards/Peppol.php
@@ -944,7 +944,7 @@ class Peppol extends AbstractService
                 $this->globalTaxCategories[] = $taxCategory;
                 
             });
-
+            
         return $this;
 
     }
@@ -1379,7 +1379,7 @@ class Peppol extends AbstractService
 
     public function getJurisdiction()
     {
-
+        
         //calculate nexus
         $country_code = $this->company->country()->iso_3166_2;
         $br = new \App\DataMapper\Tax\BaseRule();
@@ -1390,10 +1390,11 @@ class Peppol extends AbstractService
             $country_code = $this->company->country()->iso_3166_2;
         }
         elseif(in_array($country_code, $eu_countries) && !in_array($this->invoice->client->country->iso_3166_2, $eu_countries)){
-            //NON-EU sale
+            //EU => FOREIGN sale
         }
-        elseif(in_array($country_code, $eu_countries) && in_array($this->invoice->client->country->iso_3166_2, $eu_countries)){
-            //EU Sale
+        elseif(in_array($this->invoice->client->country->iso_3166_2, $eu_countries)){
+        // elseif(in_array($country_code, $eu_countries) && in_array($this->invoice->client->country->iso_3166_2, $eu_countries)){
+            // EU Sale 
             if((isset($this->company->tax_data->regions->EU->has_sales_above_threshold) && $this->company->tax_data->regions->EU->has_sales_above_threshold) || !$this->invoice->client->has_valid_vat_number){ //over threshold - tax in buyer country
                 $country_code = $this->invoice->client->country->iso_3166_2;
 
@@ -1424,12 +1425,12 @@ class Peppol extends AbstractService
         $eu_countries = $br->eu_country_codes;
 
         // If company is in EU, standardize to VAT
-        if (in_array($this->company->country()->iso_3166_2, $eu_countries)) {
+        // if (in_array($this->company->country()->iso_3166_2, $eu_countries)) {
             return "VAT";
-        }
+        // }
 
         // For non-EU countries, return original or handle specifically
-        return $this->standardizeTaxSchemeId($tax_name);
+        // return $this->standardizeTaxSchemeId($tax_name);
     }
     
     /**
diff --git a/config/ninja.php b/config/ninja.php
index 6c42bf9496..e4b8de7b40 100644
--- a/config/ninja.php
+++ b/config/ninja.php
@@ -17,8 +17,8 @@ return [
     'require_https' => env('REQUIRE_HTTPS', true),
     'app_url' => rtrim(env('APP_URL', ''), '/'),
     'app_domain' => env('APP_DOMAIN', 'invoicing.co'),
-    'app_version' => env('APP_VERSION', '5.10.46'),
-    'app_tag' => env('APP_TAG', '5.10.46'),
+    'app_version' => env('APP_VERSION', '5.10.47'),
+    'app_tag' => env('APP_TAG', '5.10.47'),
     'minimum_client_version' => '5.0.16',
     'terms_version' => '1.0.1',
     'api_secret' => env('API_SECRET', false),
@@ -258,5 +258,5 @@ return [
     'qvalia_partner_number' => env('QVALIA_PARTNER_NUMBER', false), 
     'pdf_page_numbering_x_alignment' => env('PDF_PAGE_NUMBER_X', 0),
     'pdf_page_numbering_y_alignment' => env('PDF_PAGE_NUMBER_Y', -6),
-    
+    'hosted_einvoice_secret' => env('HOSTED_EINVOICE_SECRET', null),
 ];
diff --git a/tests/Unit/Tax/TaxRuleConsistencyTest.php b/tests/Unit/Tax/TaxRuleConsistencyTest.php
index 84b9a37d3e..28a575766b 100644
--- a/tests/Unit/Tax/TaxRuleConsistencyTest.php
+++ b/tests/Unit/Tax/TaxRuleConsistencyTest.php
@@ -51,10 +51,11 @@ class TaxRuleConsistencyTest extends TestCase
 
     private function setupTestData(array $params = []): array
     {
-        
+        $company_iso = isset($params['company_country']) ? $params['company_country'] : 'DE';
+
         $settings = CompanySettings::defaults();
         $settings->vat_number = $params['company_vat'] ?? 'DE123456789';
-        $settings->country_id = Country::where('iso_3166_2', 'DE')->first()->id;
+        $settings->country_id = (string)Country::where('iso_3166_2', $company_iso)->first()->id;
         $settings->email = $this->faker->safeEmail();
 
         $tax_data = new TaxModel();
@@ -137,7 +138,7 @@ class TaxRuleConsistencyTest extends TestCase
                 'expected_rate' => 19, // Should use German VAT
                 'expected_nexus' => 'DE',
             ],
-            'B2B Transaction' => [
+            'B2B Transaction DE FR' => [
                 'params' => [
                     'company_country' => 'DE',
                     'client_country' => 'FR',
@@ -150,6 +151,19 @@ class TaxRuleConsistencyTest extends TestCase
                 'expected_rate' => 19, // Should use German VAT
                 'expected_nexus' => 'DE',
             ],
+            'B2B Transaction US DK' => [
+                'params' => [
+                    'company_country' => 'US',
+                    'client_country' => 'DK',
+                    'company_vat' => 'US123456789',
+                    'client_vat' => 'DK123456789',
+                    'classification' => 'business',
+                    'has_valid_vat' => true,
+                    'over_threshold' => true,
+                ],
+                'expected_rate' => 25, // Should use DK VAT
+                'expected_nexus' => 'DK',
+            ],
         ];
 
         foreach ($scenarios as $name => $scenario) {
@@ -163,10 +177,10 @@ class TaxRuleConsistencyTest extends TestCase
             // Test StorecoveAdapter
             $storecove = new Storecove();
             $storecove->build($data['invoice']);
-            
+
             $this->assertEquals(
                 $scenario['expected_rate'],
-                $baseRule->tax_rate1
+                $baseRule->tax_rate1, "{$name} {$scenario['expected_nexus']}"
             );
 
             $this->assertEquals(